Who takes my money?
Every month, money disappears. Meet the usual suspects — your insurers, your phone company, forgotten subscriptions, credit card interest — and see what they typically cost you. Takes 2 minutes. Free, no signup, nothing to download.
Start the investigationFind out whooo's taking your money.
Meet the suspects
Enter what each one takes from you every month. Estimates are fine.
Your Auto Insurer
When did you last requote? Loyalty usually costs extra.
per month
Typical savings: $23–$45/mo. Drivers who requote every 1–2 years typically save 15–30%.
Your Auto Loan
The rate you got at the dealer may not be the rate you deserve.
per month
Typical savings: $23–$54/mo. Refinancing an auto loan typically lowers payments 5–12%, depending on rate and term.
Your Home / Renters Insurer
Set it and forgot it? That's what they're counting on.
per month
Typical savings: $8–$20/mo. Bundling or requoting home coverage typically saves 10–25%.
Your Phone Company
Same towers, same coverage — very different prices.
per month
Typical savings: $30–$60/mo. Switching to a comparable MVNO plan typically saves 25–50% per household.
The Grocery Store
Prices dip early in the week at many chains. Store brands are the quiet hero.
per month
Typical savings: $80–$120/mo. Meal planning, store brands, and early-week sales typically trim 10–15%.
Forgotten Subscriptions
Streaming, apps, memberships — the small charges that never left.
per month
Typical savings: $18–$30/mo. Most households find 1–3 subscriptions they no longer use. Typical recovery: 30–50%.
Credit Card Interest
The most expensive suspect of all — interest buys you nothing.
per month
Typical savings: $27–$54/mo. Moving a balance to a lower rate or consolidating typically cuts interest 30–60%.
The owl's findings
Per month
$208–$383
Per year
$2,496–$4,596
In 10 years
$24,960–$45,960
If saved consistently — not a projection of investment returns. Typical estimates, not guarantees.
If you found this money, what would it be for?
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